Forklift Financing in San Diego
Why rent when you can own? Forklift financing starting at $345/month.*
*Monthly payment shown is an estimate for qualified businesses and individuals, with no down payment required. Rates start at 5% and depend on your credit score and financials. Terms and rates may vary.
Need a Forklift Without the Upfront Cost?
A forklift is a major purchase, and paying cash for one can drain the funds you need for payroll, inventory, and growth. Forklift financing spreads that cost into predictable monthly payments, so the forklift starts earning its keep on your dock while you pay for it.
Miramar Forklift has sold forklifts across San Diego County for more than 17 years. Pick a machine from our forklifts for sale or tell us what you need, and we’ll walk you through the financing options available for your business. Our technicians inspect and service every used forklift before it leaves the shop. All financing is subject to credit approval, and terms vary.
- Why Finance
Put a Forklift to Work. Pay As You Go.
Financing through Miramar Forklift lets you choose the right machine for the job, not just the one that fits this month’s budget.
01.
Protect Your Cash Flow
02.
New and Used Forklift Financing
03.
Grow or Upgrade Your Fleet
04.
Local Support After the Sale
How Forklift Financing Works
- Choose your forklift. Browse our inventory, or tell us your heaviest load, lift height, and fuel type, and we’ll recommend the right machine.
- Share your business details. We’ll ask for basic information about your business so we can review financing options with you.
- Review your terms. If you’re approved, you’ll see your monthly payment and term before you sign anything.
- We deliver it. Your forklift arrives inspected and ready to work at your San Diego site.
Own It Sooner. Pay Over Time.
17+ years of serving San Diego, a full range of forklift equipment, and a team that will help you find a payment option that fits your business.
What Affects Your Forklift Financing Terms
Your monthly payment comes down to a few factors. Knowing them upfront helps you budget before you apply.
- Forklift price: A larger capacity or newer unit costs more to finance than a smaller or used one.
- Down payment: Putting money down lowers the amount financed and your monthly payment.
- Term length: Longer terms lower each payment but usually increase the total you pay over time.
- Business credit and time in business: Lenders review your credit profile and how long you’ve operated when setting rates and terms.
- New or used: The forklift’s age and condition can affect the terms a lender offers.
Selling us your old forklift when you upgrade can also reduce the amount you need to finance.
Who Uses Forklift Financing in San Dieg
Equipment financing in San Diego helps businesses of every size move product without a large upfront purchase. Our customers include:
- Warehouses and 3PLs adding a forklift for a new shift
- Distributors and cross-border logistics operations in the South Bay and Otay Mesa
- Contractors and building supply yards that need rough-terrain capacity
- Manufacturers replacing aging forklifts with high repair costs
- Small businesses buying their first forklift
- Frequently Asked Questions
Quick Answers, Quick Solutions.
Common questions from San Diego businesses about financing a forklift with us.
Yes. Used forklift financing works much like financing a new unit, though terms can depend on the forklift’s age and price. Every used forklift we sell is inspected and serviced by our technicians, and we disclose hours and condition upfront.
Most applications start with basic business details, such as your business name, time in business, and contact information. Lenders may ask for more on larger amounts or newer businesses. Call us and we will tell you exactly what your application needs.
With financing, you are buying the forklift, and each payment builds ownership. With a lease, you pay to use it for a set term, then return it or buy it based on the lease terms. Ask which options suit your situation.
Possibly. Section 179 of the federal tax code may let businesses deduct the cost of qualifying equipment, including financed equipment, in the year it is placed in service. Limits and eligibility apply, so confirm with your tax advisor before you buy.
Yes. Miramar Forklift buys used forklifts, so you can sell us your old unit when you finance a replacement. Share the make, model, hours, and condition when you call, and we will make you an offer alongside your new forklift quote.
- Get in Touch
